Insurance & Payment Options
We support most major PPO insurances in Mt. Vernon
If you have a preferred provider organization covering your dental treatment costs, you don’t have to worry about it here we accept all PPO insurances! PPO has made dental care easier to get despite the rising costs of treatment which is why we have the provision to accept all PPO covered plans. Consult with our dental care professional today for more details on PPO coverage for your treatment.
We Accept Insurances
Franklin Dentistry Associates accepts a wide range of PPO dental insurance plans. In our effort to alleviate your stress so you can focus on the importance of receiving the dental care you need, our office will fill out all the necessary paperwork and file your claim, as a courtesy to you, with your insurance carrier.
In some cases, dental implants are considered medically necessary and may be covered by your medical insurance, not just dental insurance. Our team verifies benefits, handles documentation, and works directly with your insurance company to simplify the process for you.
Insurance Providers:
- Aetna
- Aflac
- Ameritas
- Anthem Dental
- Blue Cross Blue Shield
- Cigna
- Delta Dental
- Guardian
- Humana
- Kansas City Life Insurance Company
- MetLife Dental
- Mutual of Omaha
- Physicians Mutual
- Sun Life Financial
- TruAssure
- UMR
- UnitedHealthcare
- Unum Dental









FDA Dental Benefit Plan
NO MONTHLY PREMIUMS • NO HIDDEN FEES • NO WAITING PERIODS • NO MAXIMUMS
FDA Dental Benefit Plan is a dental savings plan run by Franklin Dentistry Associates, not a third-party insurance company. There are no monthly insurance premiums and no insurance hassles!
Easy Access
Simple enrollment with immediate access to benefits.
No Deductibles
Enjoy savings without meeting annual deductibles.
No Pre-existing Clauses
Receive care regardless of your dental history.
No Waiting Periods
Use your membership benefits immediately.
Pay Only for Services Needed
No unnecessary costs or monthly insurance premiums.
Quality Care for All Ages
Comprehensive dental care for both adults and children.
No Insurance Hassles
Skip claims and paperwork with third-party insurers.
No Benefit Limitations
Receive quality treatment without annual maximum limits.
Why Choose the FDA Dental Benefit Plan?
At Franklin Dentistry Associates, we care about your oral health, so we created the FDA Dental Benefit Plan to help you receive the care you deserve.
This exclusive dental savings plan was designed specifically for patients who do not have dental insurance. By eliminating the need to file claims with third-party insurance companies, your treatment remains focused entirely on your dental health and is managed by our highly trained team.
Financing Options
Flexible financing options are available at our Mt. Vernon dental office to help you reach your dental goals. Get pre-qualified without affecting your credit and see how much you can use toward your treatment quick, easy, and personalized just for you.
Sunbit
Sunbit makes life’s essentials like auto, dental, and healthcare more affordable with easy, pay-over-time options. With 90% approval rates and no hidden fees, millions trust Sunbit to say YES.
Cherry™
Cherry makes treatments more accessible with fast, flexible payment plans and instant approvals.
Instant Approval Terminology Guideline
Explanation: The text uses the term ‘instant approvals’ in association with Cherry. The Instant Approval Terminology Guideline requires using ‘Instant Decision’ instead of ‘Instant Approval’.
PAYMENT OPTIONS AND DENTAL PLAN
- Cash: Pay upfront with cash and receive a discount.
- Credit Card: Visa, Mastercard, American Express, Discover
- CareCredit: Apply online or in our office.
We make dental care easy with multiple payment options at Franklin Dentistry in Mt. Vernon.
FINANCIAL POLICY ( Patient Billing )
For your convenience we accept Visa, MasterCard, Discover, American Express and CareCredit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at 903-588-2992. Many times, a simple telephone call will clear any misunderstandings.
Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.
Have questions about payments or insurance?
Contact our Mt. Vernon dental team or book an appointment online.
